Amount
5,000 PHP to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106083
- 2026-10-15
- Average
- 0.113860
- Daily volatility
- 0.32%
Sending 5,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 522.61 CNY
- Lost vs mid-market
- −8.31
- Total cost
- 1.57%
Wise
- Recipient gets
- 517.25 CNY
- Lost vs mid-market
- −13.68
- Total cost
- 2.58%
PayPal
- Recipient gets
- 504.69 CNY
- Lost vs mid-market
- −26.23
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 334.25 CNY
- Lost vs mid-market
- −196.67
- Total cost
- 37.04%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 522.61 CNY | −8.31 | 1.57% |
| Wise | 517.25 CNY | −13.68 | 2.58% |
| PayPal | 504.69 CNY | −26.23 | 4.94% |
| Bank wire (SWIFT) | 334.25 CNY | −196.67 | 37.04% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 188 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals