Amount
10,000 PHP to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106083
- 2026-10-15
- Average
- 0.113860
- Daily volatility
- 0.32%
Sending 10,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,052.74 CNY
- Lost vs mid-market
- −9.11
- Total cost
- 0.86%
Wise
- Recipient gets
- 1,045.78 CNY
- Lost vs mid-market
- −16.06
- Total cost
- 1.51%
PayPal
- Recipient gets
- 1,009.39 CNY
- Lost vs mid-market
- −52.45
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 851.9 CNY
- Lost vs mid-market
- −209.94
- Total cost
- 19.77%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,052.74 CNY | −9.11 | 0.86% |
| Wise | 1,045.78 CNY | −16.06 | 1.51% |
| PayPal | 1,009.39 CNY | −52.45 | 4.94% |
| Bank wire (SWIFT) | 851.9 CNY | −209.94 | 19.77% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 201 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals