2025-10-202026-10-16
Period high
9.4266
2026-10-15
Period low
8.1661
2025-10-20
Average
8.7986
Daily volatility
0.32%

Sending 5,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    46,946.6 PHP
    Lost vs mid-market
    −141.38
    Total cost
    0.30%
  • Wise

    Recipient gets
    46,769.8 PHP
    Lost vs mid-market
    −318.18
    Total cost
    0.68%
  • PayPal

    Recipient gets
    44,761.84 PHP
    Lost vs mid-market
    −2,326.15
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    44,183.62 PHP
    Lost vs mid-market
    −2,904.36
    Total cost
    6.17%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,763 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals