2025-10-202026-10-16
Period high
0.122458
2025-10-20
Period low
0.106083
2026-10-15
Average
0.113860
Daily volatility
0.32%

Sending 2,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    204.54 CNY
    Lost vs mid-market
    −7.83
    Total cost
    3.69%
  • PayPal

    Recipient gets
    201.88 CNY
    Lost vs mid-market
    −10.49
    Total cost
    4.94%
  • Wise

    Recipient gets
    200.13 CNY
    Lost vs mid-market
    −12.24
    Total cost
    5.76%
  • Bank wire (SWIFT)

    Recipient gets
    23.66 CNY
    Lost vs mid-market
    −188.71
    Total cost
    88.86%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 181 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals