2025-10-202026-10-16
Period high
0.122458
2025-10-20
Period low
0.106083
2026-10-15
Average
0.113860
Daily volatility
0.32%

Sending 1,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    100.94 CNY
    Lost vs mid-market
    −5.25
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    98.51 CNY
    Lost vs mid-market
    −7.67
    Total cost
    7.23%
  • Wise

    Recipient gets
    94.42 CNY
    Lost vs mid-market
    −11.76
    Total cost
    11.08%
  • Bank wire (SWIFT)

    Recipient gets
    0 CNY
    Lost vs mid-market
    −106.18
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 101 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals