Amount
500,000 HKD to HKD
- Period high
- 0.088490
- 2025-10-23
- Period low
- 0.080897
- 2026-05-20
- Average
- 0.084064
- Daily volatility
- 0.34%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 41,250.88 HKD
- Lost vs mid-market
- −70.8
- Total cost
- 0.17%
Wise
- Recipient gets
- 41,122.48 HKD
- Lost vs mid-market
- −199.19
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 40,073.37 HKD
- Lost vs mid-market
- −1,248.31
- Total cost
- 3.02%
PayPal
- Recipient gets
- 39,280.39 HKD
- Lost vs mid-market
- −2,041.29
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 41,250.88 HKD | −70.8 | 0.17% |
| Wise | 41,122.48 HKD | −199.19 | 0.48% |
| Bank wire (SWIFT) | 40,073.37 HKD | −1,248.31 | 3.02% |
| PayPal | 39,280.39 HKD | −2,041.29 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,970 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals