2025-10-202026-10-16
Period high
0.088490
2025-10-23
Period low
0.080897
2026-05-20
Average
0.084064
Daily volatility
0.34%

Sending 1,000,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    82,510.58 HKD
    Lost vs mid-market
    −132.78
    Total cost
    0.16%
  • Wise

    Recipient gets
    82,258.22 HKD
    Lost vs mid-market
    −385.14
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    80,362.01 HKD
    Lost vs mid-market
    −2,281.35
    Total cost
    2.76%
  • PayPal

    Recipient gets
    78,560.78 HKD
    Lost vs mid-market
    −4,082.58
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,950 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals