2025-10-202026-10-16
Period high
12.3614
2026-05-20
Period low
11.3008
2025-10-23
Average
11.9037
Daily volatility
0.34%

Sending 500,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    6,040,911.01 INR
    Lost vs mid-market
    −9,181.84
    Total cost
    0.15%
  • Wise

    Recipient gets
    6,022,707.13 INR
    Lost vs mid-market
    −27,385.71
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    5,896,235.72 INR
    Lost vs mid-market
    −153,857.13
    Total cost
    2.54%
  • PayPal

    Recipient gets
    5,751,218.26 INR
    Lost vs mid-market
    −298,874.59
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 289,693 INR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals