2025-10-202026-10-19
Period high
0.088490
2025-10-23
Period low
0.080897
2026-05-20
Average
0.084058
Daily volatility
0.34%

Sending 200,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    16,501.28 HKD
    Lost vs mid-market
    −33.6
    Total cost
    0.20%
  • Wise

    Recipient gets
    16,447.26 HKD
    Lost vs mid-market
    −87.62
    Total cost
    0.53%
  • Bank wire (SWIFT)

    Recipient gets
    15,906.77 HKD
    Lost vs mid-market
    −628.11
    Total cost
    3.80%
  • PayPal

    Recipient gets
    15,718.05 HKD
    Lost vs mid-market
    −816.82
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 783 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals