2025-10-202026-10-19
Period high
2700.75
2026-10-19
Period low
2325.06
2025-10-20
Average
2522.54
Daily volatility
0.29%

Sending 200,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    539,318,638.15 IDR
    Lost vs mid-market
    −830,446.41
    Total cost
    0.15%
  • Wise

    Recipient gets
    537,688,033.94 IDR
    Lost vs mid-market
    −2,461,050.62
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    526,151,686.67 IDR
    Lost vs mid-market
    −13,997,397.89
    Total cost
    2.59%
  • PayPal

    Recipient gets
    513,465,719.78 IDR
    Lost vs mid-market
    −26,683,364.78
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 25,852,918 IDR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals