2025-10-202026-10-19
Period high
2700.75
2026-10-19
Period low
2325.06
2025-10-20
Average
2522.54
Daily volatility
0.29%

Sending 100,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    269,649,207.68 IDR
    Lost vs mid-market
    −425,334.59
    Total cost
    0.16%
  • Wise

    Recipient gets
    268,828,827.1 IDR
    Lost vs mid-market
    −1,245,715.18
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    262,829,007.95 IDR
    Lost vs mid-market
    −7,245,534.33
    Total cost
    2.68%
  • PayPal

    Recipient gets
    256,732,859.89 IDR
    Lost vs mid-market
    −13,341,682.39
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 12,916,348 IDR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals