Amount
100,000 CNY to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 35.2 CNY
- Lost vs mid-market
- −1.83
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 29.48 CNY
- Lost vs mid-market
- −7.54
- Total cost
- 20.37%
Wise
- Recipient gets
- 25.61 CNY
- Lost vs mid-market
- −11.42
- Total cost
- 30.83%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −37.03
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 35.2 CNY | −1.83 | 4.94% |
| USDT on-chain | 29.48 CNY | −7.54 | 20.37% |
| Wise | 25.61 CNY | −11.42 | 30.83% |
| Bank wire (SWIFT) | 0 CNY | −37.03 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 35 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals