Amount
200,000 CNY to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 70.4 CNY
- Lost vs mid-market
- −3.66
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 66.45 CNY
- Lost vs mid-market
- −7.6
- Total cost
- 10.26%
Wise
- Recipient gets
- 62.47 CNY
- Lost vs mid-market
- −11.58
- Total cost
- 15.64%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −74.05
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 70.4 CNY | −3.66 | 4.94% |
| USDT on-chain | 66.45 CNY | −7.6 | 10.26% |
| Wise | 62.47 CNY | −11.58 | 15.64% |
| Bank wire (SWIFT) | 0 CNY | −74.05 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 70 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals