Amount
500,000 CNY to IDR
- Period high
- 2700.75
- 2026-10-19
- Period low
- 2325.06
- 2025-10-20
- Average
- 2522.54
- Daily volatility
- 0.29%
Sending 500,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,348,326,929.54 IDR
- Lost vs mid-market
- −2,045,781.85
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,344,265,654.45 IDR
- Lost vs mid-market
- −6,107,056.94
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,316,119,722.83 IDR
- Lost vs mid-market
- −34,252,988.56
- Total cost
- 2.54%
PayPal
- Recipient gets
- 1,283,664,299.45 IDR
- Lost vs mid-market
- −66,708,411.94
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,348,326,929.54 IDR | −2,045,781.85 | 0.15% |
| Wise | 1,344,265,654.45 IDR | −6,107,056.94 | 0.45% |
| Bank wire (SWIFT) | 1,316,119,722.83 IDR | −34,252,988.56 | 2.54% |
| PayPal | 1,283,664,299.45 IDR | −66,708,411.94 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 64,662,630 IDR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals