Amount
500,000 HKD to HKD
- Period high
- 5.6835
- 2026-05-07
- Period low
- 5.0144
- 2025-11-24
- Average
- 5.4274
- Daily volatility
- 0.49%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,737,259.52 HKD
- Lost vs mid-market
- −4,120.87
- Total cost
- 0.15%
Wise
- Recipient gets
- 2,729,030.96 HKD
- Lost vs mid-market
- −12,349.43
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 2,672,631.14 HKD
- Lost vs mid-market
- −68,749.25
- Total cost
- 2.51%
PayPal
- Recipient gets
- 2,605,956.19 HKD
- Lost vs mid-market
- −135,424.19
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,737,259.52 HKD | −4,120.87 | 0.15% |
| Wise | 2,729,030.96 HKD | −12,349.43 | 0.45% |
| Bank wire (SWIFT) | 2,672,631.14 HKD | −68,749.25 | 2.51% |
| PayPal | 2,605,956.19 HKD | −135,424.19 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 131,303 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals