Amount
500,000 HKD to AUD
- Period high
- 0.199427
- 2025-11-24
- Period low
- 0.175949
- 2026-05-07
- Average
- 0.184490
- Daily volatility
- 0.49%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 91,412.98 AUD
- Lost vs mid-market
- −138.94
- Total cost
- 0.15%
Wise
- Recipient gets
- 91,137.52 AUD
- Lost vs mid-market
- −414.41
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 89,223.71 AUD
- Lost vs mid-market
- −2,328.21
- Total cost
- 2.54%
PayPal
- Recipient gets
- 87,029.26 AUD
- Lost vs mid-market
- −4,522.67
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 91,412.98 AUD | −138.94 | 0.15% |
| Wise | 91,137.52 AUD | −414.41 | 0.45% |
| Bank wire (SWIFT) | 89,223.71 AUD | −2,328.21 | 2.54% |
| PayPal | 87,029.26 AUD | −4,522.67 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,384 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals