2025-10-202026-10-16
Period high
0.199427
2025-11-24
Period low
0.175949
2026-05-07
Average
0.184490
Daily volatility
0.49%

Sending 200,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    36,564.23 AUD
    Lost vs mid-market
    −56.55
    Total cost
    0.15%
  • Wise

    Recipient gets
    36,453.55 AUD
    Lost vs mid-market
    −167.22
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    35,665.83 AUD
    Lost vs mid-market
    −954.94
    Total cost
    2.61%
  • PayPal

    Recipient gets
    34,811.7 AUD
    Lost vs mid-market
    −1,809.07
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,753 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals