Amount
200,000 HKD to HKD
- Period high
- 5.6835
- 2026-05-07
- Period low
- 5.0144
- 2025-11-24
- Average
- 5.4272
- Daily volatility
- 0.49%
Sending 200,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,090,629.06 HKD
- Lost vs mid-market
- −1,647.23
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,087,347.81 HKD
- Lost vs mid-market
- −4,928.49
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,064,754.12 HKD
- Lost vs mid-market
- −27,522.18
- Total cost
- 2.52%
PayPal
- Recipient gets
- 1,038,317.85 HKD
- Lost vs mid-market
- −53,958.45
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,090,629.06 HKD | −1,647.23 | 0.15% |
| Wise | 1,087,347.81 HKD | −4,928.49 | 0.45% |
| Bank wire (SWIFT) | 1,064,754.12 HKD | −27,522.18 | 2.52% |
| PayPal | 1,038,317.85 HKD | −53,958.45 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 52,311 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals