Amount
1,000,000 HKD to HKD
- Period high
- 5.6835
- 2026-05-07
- Period low
- 5.0144
- 2025-11-24
- Average
- 5.4272
- Daily volatility
- 0.49%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 5,453,180.59 HKD
- Lost vs mid-market
- −8,200.89
- Total cost
- 0.15%
Wise
- Recipient gets
- 5,436,792.02 HKD
- Lost vs mid-market
- −24,589.46
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 5,324,631.68 HKD
- Lost vs mid-market
- −136,749.81
- Total cost
- 2.50%
PayPal
- Recipient gets
- 5,191,589.24 HKD
- Lost vs mid-market
- −269,792.25
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 5,453,180.59 HKD | −8,200.89 | 0.15% |
| Wise | 5,436,792.02 HKD | −24,589.46 | 0.45% |
| Bank wire (SWIFT) | 5,324,631.68 HKD | −136,749.81 | 2.50% |
| PayPal | 5,191,589.24 HKD | −269,792.25 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 261,591 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals