2025-10-202026-10-16
Period high
63.0737
2026-10-15
Period low
57.5611
2026-02-25
Average
60.3810
Daily volatility
0.35%

Sending 1,000,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    62,873,574.5 PHP
    Lost vs mid-market
    −94,522.9
    Total cost
    0.15%
  • Wise

    Recipient gets
    62,684,634.67 PHP
    Lost vs mid-market
    −283,462.73
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    61,392,167.8 PHP
    Lost vs mid-market
    −1,575,929.6
    Total cost
    2.50%
  • PayPal

    Recipient gets
    59,857,473.38 PHP
    Lost vs mid-market
    −3,110,624.01
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,016,101 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals