2025-10-202026-10-16
Period high
63.0737
2026-10-15
Period low
57.5611
2026-02-25
Average
60.3810
Daily volatility
0.35%

Sending 2,000,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    125,747,219.75 PHP
    Lost vs mid-market
    −188,975.04
    Total cost
    0.15%
  • Wise

    Recipient gets
    125,369,375.63 PHP
    Lost vs mid-market
    −566,819.16
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    122,786,062.76 PHP
    Lost vs mid-market
    −3,150,132.03
    Total cost
    2.50%
  • PayPal

    Recipient gets
    119,714,946.77 PHP
    Lost vs mid-market
    −6,221,248.02
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 6,032,273 PHP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals