Amount
500,000 PHP to PHP
- Period high
- 63.0737
- 2026-10-15
- Period low
- 57.5611
- 2026-02-25
- Average
- 60.3810
- Daily volatility
- 0.35%
Sending 500,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 31,436,751.87 PHP
- Lost vs mid-market
- −47,296.82
- Total cost
- 0.15%
Wise
- Recipient gets
- 31,342,264.19 PHP
- Lost vs mid-market
- −141,784.51
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 30,695,220.32 PHP
- Lost vs mid-market
- −788,828.38
- Total cost
- 2.51%
PayPal
- Recipient gets
- 29,928,736.69 PHP
- Lost vs mid-market
- −1,555,312.01
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 31,436,751.87 PHP | −47,296.82 | 0.15% |
| Wise | 31,342,264.19 PHP | −141,784.51 | 0.45% |
| Bank wire (SWIFT) | 30,695,220.32 PHP | −788,828.38 | 2.51% |
| PayPal | 29,928,736.69 PHP | −1,555,312.01 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,508,015 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals