Amount
100,000 CNY to CNY
No rate data for this period yet.
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 19,872.64 CNY
- Lost vs mid-market
- −37.35
- Total cost
- 0.19%
Wise
- Recipient gets
- 19,809.15 CNY
- Lost vs mid-market
- −100.84
- Total cost
- 0.51%
Bank wire (SWIFT)
- Recipient gets
- 19,229.46 CNY
- Lost vs mid-market
- −680.54
- Total cost
- 3.42%
PayPal
- Recipient gets
- 18,926.44 CNY
- Lost vs mid-market
- −983.55
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 19,872.64 CNY | −37.35 | 0.19% |
| Wise | 19,809.15 CNY | −100.84 | 0.51% |
| Bank wire (SWIFT) | 19,229.46 CNY | −680.54 | 3.42% |
| PayPal | 18,926.44 CNY | −983.55 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 946 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals