Amount
200,000 CNY to CNY
- Period high
- 0.225942
- 2025-12-24
- Period low
- 0.198970
- 2026-10-08
- Average
- 0.211655
- Daily volatility
- 0.41%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 39,752.77 CNY
- Lost vs mid-market
- −67.22
- Total cost
- 0.17%
Wise
- Recipient gets
- 39,629.55 CNY
- Lost vs mid-market
- −190.44
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 38,641.7 CNY
- Lost vs mid-market
- −1,178.29
- Total cost
- 2.96%
PayPal
- Recipient gets
- 37,852.88 CNY
- Lost vs mid-market
- −1,967.11
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 39,752.77 CNY | −67.22 | 0.17% |
| Wise | 39,629.55 CNY | −190.44 | 0.48% |
| Bank wire (SWIFT) | 38,641.7 CNY | −1,178.29 | 2.96% |
| PayPal | 37,852.88 CNY | −1,967.11 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,900 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals