2025-10-202026-10-19
Period high
0.225942
2025-12-24
Period low
0.198970
2026-10-08
Average
0.211655
Daily volatility
0.41%

Sending 50,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    9,932.58 CNY
    Lost vs mid-market
    −22.42
    Total cost
    0.23%
  • Wise

    Recipient gets
    9,898.95 CNY
    Lost vs mid-market
    −56.05
    Total cost
    0.56%
  • Bank wire (SWIFT)

    Recipient gets
    9,523.33 CNY
    Lost vs mid-market
    −431.67
    Total cost
    4.34%
  • PayPal

    Recipient gets
    9,463.22 CNY
    Lost vs mid-market
    −491.78
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 469 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals