Amount
500,000 HKD to HKD
- Period high
- 6.2073
- 2026-09-09
- Period low
- 5.9503
- 2025-11-05
- Average
- 6.0986
- Daily volatility
- 0.22%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,063,474.33 HKD
- Lost vs mid-market
- −4,610.92
- Total cost
- 0.15%
Wise
- Recipient gets
- 3,054,265.66 HKD
- Lost vs mid-market
- −13,819.6
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 2,991,168.39 HKD
- Lost vs mid-market
- −76,916.87
- Total cost
- 2.51%
PayPal
- Recipient gets
- 2,916,521.84 HKD
- Lost vs mid-market
- −151,563.41
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,063,474.33 HKD | −4,610.92 | 0.15% |
| Wise | 3,054,265.66 HKD | −13,819.6 | 0.45% |
| Bank wire (SWIFT) | 2,991,168.39 HKD | −76,916.87 | 2.51% |
| PayPal | 2,916,521.84 HKD | −151,563.41 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 146,952 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals