Amount
500,000 HKD to SGD
- Period high
- 0.168060
- 2025-11-05
- Period low
- 0.161100
- 2026-09-09
- Average
- 0.163995
- Daily volatility
- 0.22%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 81,373.44 SGD
- Lost vs mid-market
- −123.68
- Total cost
- 0.15%
Wise
- Recipient gets
- 81,128.23 SGD
- Lost vs mid-market
- −368.9
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 79,424.61 SGD
- Lost vs mid-market
- −2,072.52
- Total cost
- 2.54%
PayPal
- Recipient gets
- 77,471.17 SGD
- Lost vs mid-market
- −4,025.96
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 81,373.44 SGD | −123.68 | 0.15% |
| Wise | 81,128.23 SGD | −368.9 | 0.45% |
| Bank wire (SWIFT) | 79,424.61 SGD | −2,072.52 | 2.54% |
| PayPal | 77,471.17 SGD | −4,025.96 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,902 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals