2025-10-202026-10-16
Period high
6.2073
2026-09-09
Period low
5.9503
2025-11-05
Average
6.0984
Daily volatility
0.22%

Sending 200,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,225,187.79 HKD
    Lost vs mid-market
    −1,849.37
    Total cost
    0.15%
  • Wise

    Recipient gets
    1,221,502.25 HKD
    Lost vs mid-market
    −5,534.91
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    1,196,145.97 HKD
    Lost vs mid-market
    −30,891.2
    Total cost
    2.52%
  • PayPal

    Recipient gets
    1,166,421.53 HKD
    Lost vs mid-market
    −60,615.64
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 58,766 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals