Amount
1,000,000 HKD to HKD
- Period high
- 0.051537
- 2025-10-20
- Period low
- 0.047840
- 2026-07-28
- Average
- 0.049574
- Daily volatility
- 0.50%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 49,582.64 HKD
- Lost vs mid-market
- −83.32
- Total cost
- 0.17%
Wise
- Recipient gets
- 49,429.21 HKD
- Lost vs mid-market
- −236.74
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 48,209.04 HKD
- Lost vs mid-market
- −1,456.92
- Total cost
- 2.93%
PayPal
- Recipient gets
- 47,212.46 HKD
- Lost vs mid-market
- −2,453.5
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 49,582.64 HKD | −83.32 | 0.17% |
| Wise | 49,429.21 HKD | −236.74 | 0.48% |
| Bank wire (SWIFT) | 48,209.04 HKD | −1,456.92 | 2.93% |
| PayPal | 47,212.46 HKD | −2,453.5 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,370 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals