Amount
1,000,000 HKD to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 20,104,137.63 JPY
- Lost vs mid-market
- −30,379.33
- Total cost
- 0.15%
Wise
- Recipient gets
- 20,043,644.91 JPY
- Lost vs mid-market
- −90,872.06
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 19,626,819.68 JPY
- Lost vs mid-market
- −507,697.29
- Total cost
- 2.52%
PayPal
- Recipient gets
- 19,139,871.82 JPY
- Lost vs mid-market
- −994,645.14
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 20,104,137.63 JPY | −30,379.33 | 0.15% |
| Wise | 20,043,644.91 JPY | −90,872.06 | 0.45% |
| Bank wire (SWIFT) | 19,626,819.68 JPY | −507,697.29 | 2.52% |
| PayPal | 19,139,871.82 JPY | −994,645.14 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 964,266 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals