Amount
500,000 HKD to HKD
- Period high
- 0.051537
- 2025-10-20
- Period low
- 0.047840
- 2026-07-28
- Average
- 0.049574
- Daily volatility
- 0.49%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 24,751.9 HKD
- Lost vs mid-market
- −45.99
- Total cost
- 0.19%
Wise
- Recipient gets
- 24,673.09 HKD
- Lost vs mid-market
- −124.81
- Total cost
- 0.50%
Bank wire (SWIFT)
- Recipient gets
- 23,963.21 HKD
- Lost vs mid-market
- −834.68
- Total cost
- 3.37%
PayPal
- Recipient gets
- 23,572.88 HKD
- Lost vs mid-market
- −1,225.02
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 24,751.9 HKD | −45.99 | 0.19% |
| Wise | 24,673.09 HKD | −124.81 | 0.50% |
| Bank wire (SWIFT) | 23,963.21 HKD | −834.68 | 3.37% |
| PayPal | 23,572.88 HKD | −1,225.02 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,179 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals