Amount
5,000,000 INR to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 5,000,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 351,500.67 CNY
- Lost vs mid-market
- −535.57
- Total cost
- 0.15%
Wise
- Recipient gets
- 350,440.78 CNY
- Lost vs mid-market
- −1,595.45
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 343,051.93 CNY
- Lost vs mid-market
- −8,984.3
- Total cost
- 2.55%
PayPal
- Recipient gets
- 334,645.64 CNY
- Lost vs mid-market
- −17,390.59
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 351,500.67 CNY | −535.57 | 0.15% |
| Wise | 350,440.78 CNY | −1,595.45 | 0.45% |
| Bank wire (SWIFT) | 343,051.93 CNY | −8,984.3 | 2.55% |
| PayPal | 334,645.64 CNY | −17,390.59 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 16,855 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals