Amount
10,000,000 INR to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 10,000,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 703,008.84 CNY
- Lost vs mid-market
- −1,063.62
- Total cost
- 0.15%
Wise
- Recipient gets
- 700,892.85 CNY
- Lost vs mid-market
- −3,179.61
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 686,287.26 CNY
- Lost vs mid-market
- −17,785.21
- Total cost
- 2.53%
PayPal
- Recipient gets
- 669,291.29 CNY
- Lost vs mid-market
- −34,781.18
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 703,008.84 CNY | −1,063.62 | 0.15% |
| Wise | 700,892.85 CNY | −3,179.61 | 0.45% |
| Bank wire (SWIFT) | 686,287.26 CNY | −17,785.21 | 2.53% |
| PayPal | 669,291.29 CNY | −34,781.18 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 33,718 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals