Amount
2,000,000 INR to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 2,000,000 INR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 140,595.76 CNY
- Lost vs mid-market
- −218.73
- Total cost
- 0.16%
Wise
- Recipient gets
- 140,169.54 CNY
- Lost vs mid-market
- −644.95
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 137,110.73 CNY
- Lost vs mid-market
- −3,703.76
- Total cost
- 2.63%
PayPal
- Recipient gets
- 133,858.26 CNY
- Lost vs mid-market
- −6,956.24
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 140,595.76 CNY | −218.73 | 0.16% |
| Wise | 140,169.54 CNY | −644.95 | 0.46% |
| Bank wire (SWIFT) | 137,110.73 CNY | −3,703.76 | 2.63% |
| PayPal | 133,858.26 CNY | −6,956.24 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,738 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals