Amount
5,000 CNY to CNY
- Period high
- 0.081124
- 2025-10-23
- Period low
- 0.069183
- 2026-10-09
- Average
- 0.073870
- Daily volatility
- 0.32%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 343.86 CNY
- Lost vs mid-market
- −8.02
- Total cost
- 2.28%
Wise
- Recipient gets
- 339.04 CNY
- Lost vs mid-market
- −12.83
- Total cost
- 3.65%
PayPal
- Recipient gets
- 334.49 CNY
- Lost vs mid-market
- −17.38
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 160.29 CNY
- Lost vs mid-market
- −191.59
- Total cost
- 54.45%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 343.86 CNY | −8.02 | 2.28% |
| Wise | 339.04 CNY | −12.83 | 3.65% |
| PayPal | 334.49 CNY | −17.38 | 4.94% |
| Bank wire (SWIFT) | 160.29 CNY | −191.59 | 54.45% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 184 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals