2025-10-202026-10-16
Period high
14.4544
2026-10-09
Period low
12.3268
2025-10-23
Average
13.5678
Daily volatility
0.32%

Sending 5,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    70,802.19 INR
    Lost vs mid-market
    −213.23
    Total cost
    0.30%
  • Wise

    Recipient gets
    70,535.55 INR
    Lost vs mid-market
    −479.87
    Total cost
    0.68%
  • PayPal

    Recipient gets
    67,507.26 INR
    Lost vs mid-market
    −3,508.16
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    66,635.22 INR
    Lost vs mid-market
    −4,380.2
    Total cost
    6.17%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4,167 INR on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals