2025-10-202026-10-16
Period high
0.081124
2025-10-23
Period low
0.069183
2026-10-09
Average
0.073870
Daily volatility
0.32%

Sending 10,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    695.5 CNY
    Lost vs mid-market
    −8.57
    Total cost
    1.22%
  • Wise

    Recipient gets
    689.62 CNY
    Lost vs mid-market
    −14.45
    Total cost
    2.05%
  • PayPal

    Recipient gets
    669.29 CNY
    Lost vs mid-market
    −34.78
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    503.07 CNY
    Lost vs mid-market
    −201
    Total cost
    28.55%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 192 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals