Amount
10,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000371
- 2026-10-16
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 10,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,695.1 CNY
- Lost vs mid-market
- −13.07
- Total cost
- 0.35%
Wise
- Recipient gets
- 3,680.21 CNY
- Lost vs mid-market
- −27.97
- Total cost
- 0.75%
PayPal
- Recipient gets
- 3,525 CNY
- Lost vs mid-market
- −183.18
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,432.08 CNY
- Lost vs mid-market
- −276.1
- Total cost
- 7.45%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,695.1 CNY | −13.07 | 0.35% |
| Wise | 3,680.21 CNY | −27.97 | 0.75% |
| PayPal | 3,525 CNY | −183.18 | 4.94% |
| Bank wire (SWIFT) | 3,432.08 CNY | −276.1 | 7.45% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 263 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals