Amount
20,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000370
- 2026-10-19
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 20,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 7,397.72 CNY
- Lost vs mid-market
- −18.64
- Total cost
- 0.25%
Wise
- Recipient gets
- 7,371.7 CNY
- Lost vs mid-market
- −44.66
- Total cost
- 0.60%
PayPal
- Recipient gets
- 7,049.99 CNY
- Lost vs mid-market
- −366.37
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 7,047.55 CNY
- Lost vs mid-market
- −368.81
- Total cost
- 4.97%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 7,397.72 CNY | −18.64 | 0.25% |
| Wise | 7,371.7 CNY | −44.66 | 0.60% |
| PayPal | 7,049.99 CNY | −366.37 | 4.94% |
| Bank wire (SWIFT) | 7,047.55 CNY | −368.81 | 4.97% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 350 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals