Amount
5,000,000 IDR to CNY
- Period high
- 0.000430
- 2025-10-20
- Period low
- 0.000371
- 2026-10-16
- Average
- 0.000397
- Daily volatility
- 0.29%
Sending 5,000,000 IDR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,843.8 CNY
- Lost vs mid-market
- −10.29
- Total cost
- 0.56%
Wise
- Recipient gets
- 1,834.46 CNY
- Lost vs mid-market
- −19.63
- Total cost
- 1.06%
PayPal
- Recipient gets
- 1,762.5 CNY
- Lost vs mid-market
- −91.59
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 1,624.34 CNY
- Lost vs mid-market
- −229.75
- Total cost
- 12.39%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,843.8 CNY | −10.29 | 0.56% |
| Wise | 1,834.46 CNY | −19.63 | 1.06% |
| PayPal | 1,762.5 CNY | −91.59 | 4.94% |
| Bank wire (SWIFT) | 1,624.34 CNY | −229.75 | 12.39% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 219 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals