Amount
1,000,000 HKD to USD
- Period high
- 0.128772
- 2025-11-24
- Period low
- 0.127414
- 2026-10-07
- Average
- 0.127870
- Daily volatility
- 0.04%
Sending 1,000,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 127,225.21 USD
- Lost vs mid-market
- −192.25
- Total cost
- 0.15%
Wise
- Recipient gets
- 126,842.39 USD
- Lost vs mid-market
- −575.07
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 124,204.59 USD
- Lost vs mid-market
- −3,212.87
- Total cost
- 2.52%
PayPal
- Recipient gets
- 121,123.03 USD
- Lost vs mid-market
- −6,294.42
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 127,225.21 USD | −192.25 | 0.15% |
| Wise | 126,842.39 USD | −575.07 | 0.45% |
| Bank wire (SWIFT) | 124,204.59 USD | −3,212.87 | 2.52% |
| PayPal | 121,123.03 USD | −6,294.42 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 6,102 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals