Amount
500,000 HKD to USD
- Period high
- 0.128772
- 2025-11-24
- Period low
- 0.127414
- 2026-10-07
- Average
- 0.127870
- Daily volatility
- 0.04%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 63,612.04 USD
- Lost vs mid-market
- −96.69
- Total cost
- 0.15%
Wise
- Recipient gets
- 63,420.35 USD
- Lost vs mid-market
- −288.38
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 62,088.58 USD
- Lost vs mid-market
- −1,620.15
- Total cost
- 2.54%
PayPal
- Recipient gets
- 60,561.52 USD
- Lost vs mid-market
- −3,147.21
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 63,612.04 USD | −96.69 | 0.15% |
| Wise | 63,420.35 USD | −288.38 | 0.45% |
| Bank wire (SWIFT) | 62,088.58 USD | −1,620.15 | 2.54% |
| PayPal | 60,561.52 USD | −3,147.21 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,051 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals