2025-10-202026-10-16
Period high
7.8484
2026-10-07
Period low
7.7657
2025-11-24
Average
7.8205
Daily volatility
0.04%

Sending 1,000,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    7,836,437.11 HKD
    Lost vs mid-market
    −11,781.15
    Total cost
    0.15%
  • Wise

    Recipient gets
    7,812,888.02 HKD
    Lost vs mid-market
    −35,330.23
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    7,651,797.53 HKD
    Lost vs mid-market
    −196,420.73
    Total cost
    2.50%
  • PayPal

    Recipient gets
    7,460,516.27 HKD
    Lost vs mid-market
    −387,701.98
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 375,921 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals