2025-10-202026-10-16
Period high
20.9029
2026-07-28
Period low
19.4035
2025-10-20
Average
20.1762
Daily volatility
0.49%

Sending 200 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    3,843.31 JPY
    Lost vs mid-market
    −183.59
    Total cost
    4.56%
  • PayPal

    Recipient gets
    3,827.97 JPY
    Lost vs mid-market
    −198.93
    Total cost
    4.94%
  • Wise

    Recipient gets
    3,742.05 JPY
    Lost vs mid-market
    −284.85
    Total cost
    7.07%
  • Bank wire (SWIFT)

    Recipient gets
    0 JPY
    Lost vs mid-market
    −4,026.9
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,843 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals