Amount
500 HKD to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 500 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 9,874.6 JPY
- Lost vs mid-market
- −192.65
- Total cost
- 1.91%
Wise
- Recipient gets
- 9,755.23 JPY
- Lost vs mid-market
- −312.03
- Total cost
- 3.10%
PayPal
- Recipient gets
- 9,569.94 JPY
- Lost vs mid-market
- −497.32
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 5,481.21 JPY
- Lost vs mid-market
- −4,586.04
- Total cost
- 45.55%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 9,874.6 JPY | −192.65 | 1.91% |
| Wise | 9,755.23 JPY | −312.03 | 3.10% |
| PayPal | 9,569.94 JPY | −497.32 | 4.94% |
| Bank wire (SWIFT) | 5,481.21 JPY | −4,586.04 | 45.55% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 4,393 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals