Amount
100 HKD to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 100 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 1,913.99 JPY
- Lost vs mid-market
- −99.46
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 1,832.88 JPY
- Lost vs mid-market
- −180.57
- Total cost
- 8.97%
Wise
- Recipient gets
- 1,737.66 JPY
- Lost vs mid-market
- −275.79
- Total cost
- 13.70%
Bank wire (SWIFT)
- Recipient gets
- 0 JPY
- Lost vs mid-market
- −2,013.45
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 1,913.99 JPY | −99.46 | 4.94% |
| USDT on-chain | 1,832.88 JPY | −180.57 | 8.97% |
| Wise | 1,737.66 JPY | −275.79 | 13.70% |
| Bank wire (SWIFT) | 0 JPY | −2,013.45 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,914 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals