Amount
100,000 HKD to JPY
- Period high
- 20.9029
- 2026-07-28
- Period low
- 19.4035
- 2025-10-20
- Average
- 20.1762
- Daily volatility
- 0.49%
Sending 100,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,010,253.97 JPY
- Lost vs mid-market
- −3,197.73
- Total cost
- 0.16%
Wise
- Recipient gets
- 2,004,124.43 JPY
- Lost vs mid-market
- −9,327.26
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 1,958,781.04 JPY
- Lost vs mid-market
- −54,670.65
- Total cost
- 2.72%
PayPal
- Recipient gets
- 1,913,987.18 JPY
- Lost vs mid-market
- −99,464.51
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,010,253.97 JPY | −3,197.73 | 0.16% |
| Wise | 2,004,124.43 JPY | −9,327.26 | 0.46% |
| Bank wire (SWIFT) | 1,958,781.04 JPY | −54,670.65 | 2.72% |
| PayPal | 1,913,987.18 JPY | −99,464.51 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 96,267 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals