2025-10-202026-10-16
Period high
20.9029
2026-07-28
Period low
19.4035
2025-10-20
Average
20.1762
Daily volatility
0.49%

Sending 50,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    1,005,038.21 JPY
    Lost vs mid-market
    −1,687.64
    Total cost
    0.17%
  • Wise

    Recipient gets
    1,001,928.85 JPY
    Lost vs mid-market
    −4,797
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    977,223.34 JPY
    Lost vs mid-market
    −29,502.51
    Total cost
    2.93%
  • PayPal

    Recipient gets
    956,993.59 JPY
    Lost vs mid-market
    −49,732.26
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 48,045 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals