Amount
100,000 HKD to HKD
- Period high
- 0.051537
- 2025-10-20
- Period low
- 0.047840
- 2026-07-28
- Average
- 0.049574
- Daily volatility
- 0.49%
Sending 100,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,943.34 HKD
- Lost vs mid-market
- −16.24
- Total cost
- 0.33%
Wise
- Recipient gets
- 4,924.05 HKD
- Lost vs mid-market
- −35.53
- Total cost
- 0.72%
PayPal
- Recipient gets
- 4,714.58 HKD
- Lost vs mid-market
- −245
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 4,620.85 HKD
- Lost vs mid-market
- −338.73
- Total cost
- 6.83%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,943.34 HKD | −16.24 | 0.33% |
| Wise | 4,924.05 HKD | −35.53 | 0.72% |
| PayPal | 4,714.58 HKD | −245 | 4.94% |
| Bank wire (SWIFT) | 4,620.85 HKD | −338.73 | 6.83% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 322 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals