Amount
500,000 HKD to EUR
- Period high
- 0.113996
- 2026-10-07
- Period low
- 0.107049
- 2026-01-28
- Average
- 0.110290
- Daily volatility
- 0.35%
Sending 500,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 56,528.96 EUR
- Lost vs mid-market
- −85.92
- Total cost
- 0.15%
Wise
- Recipient gets
- 56,358.62 EUR
- Lost vs mid-market
- −256.27
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 55,175.14 EUR
- Lost vs mid-market
- −1,439.75
- Total cost
- 2.54%
PayPal
- Recipient gets
- 53,818.11 EUR
- Lost vs mid-market
- −2,796.78
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 56,528.96 EUR | −85.92 | 0.15% |
| Wise | 56,358.62 EUR | −256.27 | 0.45% |
| Bank wire (SWIFT) | 55,175.14 EUR | −1,439.75 | 2.54% |
| PayPal | 53,818.11 EUR | −2,796.78 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,711 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals